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Last updated on April 19, 2014 at 18:42 EDT

Hit The Slopes With Plenty of Cover This Winter

November 14, 2011

CHESTER, England, November 14, 2011 /PRNewswire/ –

        - Family travel insurance, with winter sports cover, available
          from GBP16 for a week in Europe
        - Always read the small print as cover can vary between providers,
          says MoneySupermarket.com

Ski and snowboard enthusiasts looking to hit the slopes this winter
should ensure they have adequate travel insurance cover in place for
themselves and their families, and this must include winter sports cover,
says MoneySupermarket.com
[http://www.moneysupermarket.com/travel-insurance ].

Research from Britain’s number one comparison site reveals that policies
covering winter sports can vary a great deal from provider to provider, with
exclusions and caveats commonplace as well as coverage levels. It is
therefore crucial to check the small print.

A family of four hitting the slopes for a week in Europe can insure
themselves for as little as GBP16 with OUL Direct, which covers winter
sports equipment, piste closure, and off-piste skiing.1 For an additional
GBP20, regular travellers could opt for an annual policy with
annualtravelinsurance.com which would provide protection for all trips
planned over the year and also includes winter sports cover.2

Frequent skiers and snowboarders should be aware that some policies only
cover hitting the slopes for a set number of days per year or a maximum
number of ski trips. Those planning multiple skiing holidays in Europe
[http://www.travelsupermarket.com/c/holidays/ski-holidays ] may not be
covered for the whole time they are on the piste.

Bob Atkinson, travel expert at MoneySupermarket, said: “Travel insurance
is an essential item when planning any holiday, and even more so for a trip
involving adrenaline-fuelled winter sports like skiing and snowboarding. At
a time when people are looking to make the most of their holiday money,
finding the best value for money travel insurance policies will give
thrill-seekers extra cash to enjoy the apres-ski entertainment!”

Skiers should pay close attention to the detail of their policies and
ensure it includes winter sports protection such as piste closure, avalanche
closure and off-piste skiing. In the event of a more a serious injury, where
extensive treatment and air ambulance repatriation are needed, the cost
could rack up into tens of thousands of pounds. It is therefore essential to
check whether emergency transport to hospital and back home is included in
the policy wording under medical expenses.

In addition to adequate travel insurance, it may also be worth paying a
small premium when in a resort for local insurance which covers rescue and
transport on or off-piste. For example, skiers in France can purchase a
Carre Neige pass for a few Euros per day which covers rescue and some basic
doctor’s bills.3

Bob Atkinson continued: “Making sure you have appropriate travel cover
for your ski holiday shouldn’t break the bank – there are competitive deals
out there for jet-setters prepared to shop around online for the best deals.
Snow lovers should check that on top of the usual standard criteria such as
cancellation, baggage cover and medical expenses, their policy includes
winter sports protection such as cover for sports equipment, ski pass, or
going off-piste. Families who travel more than once in a year may find
annual travel insurance is a more cost effective option, but check the
maximum number of days of skiing allowed under the policy. It is vital to
check the small print on these policies to so you know exactly what you are
covered for while away.

“In addition to your travel insurance, for those holidaying in a
European Union country securing an EHIC before heading off (European Health
Insurance Card) is another essential. This entitles you to state-provided
healthcare in European Union member states, but it should not be considered
a replacement for travel cover. If you already hold such a card, check it is
still in date for your trip.

“Checking for local insurances when you arrive in resort can also be
advantageous as some schemes allow immediate help without the need to
contact your travel insurer to make sure you are covered.”

Notes to editors:

1 Week Single Trip to Europe including Winter Sports* (4-12 Dec 2012) -
Based on a family of 4

Best Price:

OUL Direct (OUL Bronze Single Trip inc Winter Sports), premium GBP16.96,
medical expenses cover GBP5,000,000 (GBP250 Excess), cancellation cover
GBP500 (GBP250 Excess), baggage cover GBP200 (GBP250 Excess), winter sports
equipment (GBP250 Excess), winter sports equipment hire (GBP250 Excess), ski
pack/pass (GBP0 Excess), piste closure (GBP0 Excess).

Recommended Cover Levels:

Debenhams (Single Trip inc Winter Sports), premium GBP19.75, medical
expenses cover GBP10,000,000 (GBP150 Excess), cancellation cover GBP3,000
(GBP100 Excess), baggage cover GBP1,500 (GBP100 Excess), winter sports
equipment (GBP0 Excess), winter sports equipment hire (GBP0 Excess), ski
pack/pass (GBP0 Excess), piste closure (GBP0 Excess).

OUL Direct (Gold Single Trip inc Winter Sports), premium GBP24.48,
medical expenses cover GBP10,000,000 (GBP200 Excess), cancellation cover
GBP3,000 (GBP150 Excess), baggage cover GBP1,500 (GBP150 Excess), winter
sports equipment (GBP150 Excess), winter sports equipment hire (GBP150
Excess), ski pack/pass (GBP0 Excess), piste closure (GBP0 Excess).

Virgin Money (ms.com Exclusive Single Trip inc Winter Sports), premium
GBP31.25, medical expenses cover GBP10,000,000 (GBP150 Excess), cancellation
cover GBP3,000 (GBP100 Excess), baggage cover GBP1,500 (GBP100 Excess),
winter sports equipment (GBP60 Excess), winter sports equipment hire (GBP0
Excess), ski pack/pass (GBP0 Excess), piste closure (GBP0 Excess).

Other:

Post Office (Classic Single Trip inc Winter Sports), premium GBP80,
medical expenses cover GBP10,000,000 (GBP60 Excess), cancellation cover
GBP5,000 (GBP60 Excess), baggage cover GBP1,500 (GBP60 Excess), winter
sports equipment (GBP60 Excess), winter sports equipment hire (GBP0 Excess),
ski pack/pass (GBP0 Excess), piste closure (GBP0 Excess).

2 Annual European Multi-Trip Inc Winter Sports*

Best Price:

Annualtravelinsurance.com (ms.com Exclusive Economy Annual Multi-Trip
inc Winter Sports, 14 days per trip), premium GBP36.95, medical expenses
cover GBP10,000,000 (GBP200 Excess), cancellation cover GBP750 (GBP200
Excess), baggage cover GBP1,000 (GBP150 Excess), winter sports equipment
(GBP200 Excess), winter sports equipment hire (GBP0 Excess), ski pack/pass
(GBP0 Excess), piste closure (GBP0 Excess).

Recommended Cover Levels:

Virgin Money (ms.com Exclusive Essentials Annual Multi-Trip inc Winter
Sports), premium GBP48.05, medical expenses cover GBP10,000,000 (GBP150
Excess), cancellation cover GBP3,000 (GBP100 Excess), baggage cover GBP1,500
(GBP100 Excess), winter sports equipment (GBP60 Excess), winter sports
equipment hire (GBP0 Excess), ski pack/pass (GBP0 Excess), piste closure
(GBP0 Excess).

Debenhams (Essential inc Winter Sports), premium GBP48.07, medical
expenses cover GBP10,000,000 (GBP150 Excess), cancellation cover GBP3,000
(GBP100 Excess), baggage cover GBP1,500 (GBP100 Excess), winter sports
equipment (GBP60 Excess), winter sports equipment hire (GBP0 Excess), ski
pack/pass (GBP0 Excess), piste closure (GBP0 Excess).

EHIC Plus (Annual Multi-trip inc Winter Sports), premium GBP48.92,
medical expenses cover GBP2,000,000 (GBP0 Excess), cancellation cover
GBP5,000 (GBP75 Excess), baggage cover GBP1,500 (GBP75 Excess), winter
sports equipment (GBP0 Excess), winter sports equipment hire (GBP0 Excess),
ski pack/pass (GBP0 Excess), piste closure (GBP0 Excess).

Other:

Post Office (Classic Annual Multi-Trip inc Winter Sports, 31 days per
trip), premium GBP97.43, medical expenses cover GBP10,000,000 (GBP60
Excess), cancellation cover GBP5,000 (GBP60 Excess), baggage cover GBP1,500
(GBP60 Excess), winter sports equipment (GBP60 Excess), winter sports
equipment hire (GBP0 Excess), ski pack/pass (GBP0 Excess), piste closure
(GBP0 Excess).

*Off-Piste skiing included in all policies compared

3 -

http://www.carreneige.com/accueil.en.html?PHPSESSID=d895155d22c7b61567d5236c30f98244

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SOURCE moneysupermarket.com


Source: PR Newswire