Last updated on April 18, 2014 at 1:21 EDT

Binder & Binder® Explores the Pitfalls of Applying for Social Security Disability Benefits With No Health Insurance

September 6, 2011

HAUPPAUGE, N.Y., Sept. 6, 2011 /PRNewswire/ — While every Social Security Disability (SSD) case is different, most claimants encounter a lot of the same problems while waiting for their claim to be approved. Two of the most common problems are often a result of being unable to work: a lack of money to pay bills and no health insurance, says Binder & Binder®, America’s Most Successful Social Security Disability Advocates®.

While not being able to pay bills may seem like the bigger problem, a lack of health insurance can affect your health as well as a Social Security Disability or Supplemental Security Income claim. Because one of the largest factors that claims depend on is medical records, without record of taking medications or visiting a doctor in the past year Social Security Disability eligibility may be denied.

“Without health insurance, most applicants are not only unable to receive the treatment they need, but they can’t properly document their recent medical history either,” said Mario Davila, Director of Operations of Binder & Binder®. “Additionally, if they have medication prescribed but don’t have the money to cover it out of pocket, it will negatively affect their claim.”

While there are no easy solutions for either dilemma, there are some options for obtaining treatment and medication without health insurance. Binder & Binder® explores these options in the newest article on their site, “Applying for Social Security Disability Benefits with No Health Insurance.”

Above all, if you find yourself in the unfortunate position of filing for Social Security Disability without health insurance, Davila stresses hiring an SSD advocate. “You do not have to pay your advocate until you win your case, and more people win their cases with an SSD advocate than without,” said Davila.

For more information on SSD or for a free initial consultation, call 800-66-BINDER or visit www.binderandbinder.com.

To read the full article, visit: http://www.binderandbinder.com/In-The-News/Applying-for-Social-Security-Disability-Benefits-with-No-Health-Insurance.shtml

Full press release available here: http://www.binderandbinder.com/In-The-News/Binder-Binder-Explores-the-Pitfalls-of-Applying-for-Social-Security-Disability-Benefits-with-No-Health-Insurance.shtml

About Binder & Binder®:

Binder & Binder® was formed in 1975 to help clients all over America obtain Social Security Disability benefits. As America’s Most Successful Social Security Disability Advocates®, they have served tens of thousands of people throughout the United States and all U.S. territories in matters of Supplemental Security Income (SSI) and Social Security Disability (SSD).

SOURCE Binder & Binder

Source: PR Newswire